Gerber Life is a highly visible company, but what do they actually do? As we begin to budget for ourselves, we also think forward to our loved ones and their futures. As a result, Gerber Life has products and services available both for your end of life scenarios, as well as setting your child up for success. Let’s take a look at both:
Gerber Life Guaranteed Life Plan
Gerber Life Guaranteed Life Insurance is a simple whole life policy that’s easy to get because there are no medical exams or health questions. If you’re within the age limit of 50-80 years old, you’re approved automatically, which makes it a stress-free option for people who just want coverage without jumping through hoops.
The policy lasts your whole life, has fixed monthly payments, and builds a little cash value over time. It’s commonly used to help cover funeral or end-of-life costs, and while it’s not meant for large payouts, the guaranteed approval and lifetime protection helps provide peace of mind.
Gerber Life Grow Up Plan
Gerber Life Grow-Up® Plan is a whole life insurance policy designed for kids, usually available from infancy through the early teen years. It locks in a low, fixed premium while they’re young, offers guaranteed approval, and builds cash value over time, all while giving lifelong coverage as long as premiums are paid.
The coverage automatically doubles when your child turns 18 at no extra cost, and at 21 the policy transfers to them to own and manage. They can keep it for life, borrow against the cash value, or use it as a foundation to buy more coverage later, making it a simple way to help set them up with long-term financial protection.
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